A Chance to Save Money

Providing employee health benefits can be costly — save with USHL and SafeGuard

If your group renewal is approaching or your looking for a way to save money on your health insurance, USHL and SafeGuard can help.

Designed for small to mid-size employers, our SafeGuard product has capital-saving features including a settlement check at the end of the year for your business.

Like a bonus check for a healthy year, settlement checks pay out fund left in your prefunded claims account. The average annual refund by group size in 2019 was:

  • 5 to 9 employees — $4,000
  • 10 to 25 employees — $17,000
  • 26+ employees — $30,000+

Business people

Companies who use SafeGuard are satisfied and save

Testimonial from customer Munro Crafts

Companies who use SafeGuard not only save money, they’re satsified with their coverage. Owners of Munro Crafts, a client who just renewed their plan with USHL’s SafeGuard for a fourth year, offer their testimonial.

“We’re a small employer and family owned business of 40 years, three generations. Like all small businesses, we saw our health care costs climbing and climbing, with double-digit increases year over year.

“Then we became a client with USHL, using their SafeGuard plan.

“Since then, our costs have never been more than 5 percent from one year to the next.

“We’ve been able to continue to operate our business without health costs eating our profits, support our employees, and be here for our customers.

“And every year we’ve had SafeGuard, we’ve had a a settlement check!”

— John Doe, proprietor of Munro Crafts in Berkley, Michigan
Munro Crafts
Learn more about the plans Ascension Personalized Care (APC) offers. APC is Individual ACA Marketplace coverage.
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