About USHL

Self-funded coverage designed to suit

USHL logo color

US Health and Life Insurance Company has been helping employers protect their most valuable asset– employees and their families– since 1996.

USHL at a Glance

USHL provides insured and self-funded medical and prescription drug coverage, insured dental and life insurance benefits to groups in IL, IN, MI, OH and WI.

What We Do

We are a Michigan-based employer with offices in Sterling Heights.

Where We Are

USHL covers approximately
Ascension subsidiaries service approximately
comprising more than
and processes more than
3.7 million
and accumulating
with a total value exceeding
USHL total annual revenue is


In 2015, US Health and Life and its affiliated company Automated Benefit Services (a third party administrator and provider of medical management solutions) became part of Ascension, the nation’s largest nonprofit health system. Since that time, USHL has continued to deliver high-quality benefit plans and customer service to their clients, with the added benefit of being part of a respected national health system.


Our Ownership

Our Network Partners

Our members enjoy discounts and the freedom to choose providers from our major PPO network memberships, including Cofinity, HAP, Trilogy, Sagamore, HFN, MMO, FirstHealth, Together Health Network, Cigna and PHCS, among others.

Connect with an Agent

USHL offers your groups a full spectrum of coverage types.

Agent shaking hands with a professional male

Careers with USHL

We offer a rewarding career path for professionals across many disciplines.

Male Employer shaking hands withe female employee
Learn more about the plans Ascension Personalized Care (APC) offers. APC is Individual ACA Marketplace coverage.
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