Self-funded coverage designed to suit
US Health and Life Insurance Company has been helping employers protect their most valuable asset– employees and their families– since 1996.
USHL provides insured and self-funded medical and prescription drug coverage, insured dental and life insurance benefits to groups in IL, IN, MI, OH and WI.
We are a Michigan-based employer with offices in Sterling Heights.
In 2015, US Health and Life and its affiliated company Automated Benefit Services (a third party administrator and provider of medical management solutions) became part of Ascension, the nation’s largest nonprofit health system. Since that time, USHL has continued to deliver high-quality benefit plans and customer service to their clients, with the added benefit of being part of a respected national health system.
Our members enjoy discounts and the freedom to choose providers from our major PPO network memberships, including Cofinity, HAP, Trilogy, Sagamore, HFN, MMO, FirstHealth, Together Health Network, Cigna and PHCS, among others.