Providing employee health benefits can be costly. However, it doesn’t have to be. Thanks to the flexible benefit plans offered by US Health and Life through SafeGuard, employers can continue to provide the quality benefits their employees need at an affordable rate.
Designed for small to mid-size employers, our SafeGuard product has capital-saving features, including a settlement check at the end of the year for your business.
Like a bonus check for a healthy year, settlement checks payout from the funds left in your prefunded claims account. Below are the average refunds issued to groups with a claim fund surplus:
“We’re a small employer and family-owned business of 40 years, three generations. Like all small businesses, we saw our health care costs climbing and climbing, with double-digit increases year over year. Since becoming a client with USHL, using their SafeGuard plan, our costs have never been more than 5% from one year to the next.
We’ve been able to continue to operate our business without health costs eating our profits, support our employees, and be here for our customers. And every year we’ve had SafeGuard, we’ve had a settlement check!”
— Barb and Pam Munro, owners of Munro Crafts in Berkley, Michigan
